Vehicle Insurance, Simplified for Ghana
Buy cover in minutes, pay with MoMo, verify instantly with QR code.
Protected by Favour
How it works
Three steps between you and a fully protected vehicle.
Register with Ghana Card
Verify your identity in seconds using your Ghana Card — no paperwork, no branch visits.
Choose your cover and pay with MoMo
Pick third-party or comprehensive cover, then pay instantly with Mobile Money.
Receive your digital policy instantly
Your policy and QR code are issued immediately — ready for roadside verification.
Built for how Ghana drives
From payment to verification to claims, every step happens on your phone.
MoMo Payment
Pay for your premium directly with MTN MoMo, Telecel Cash or AirtelTigo Money.
QR Verification
Every policy has a scannable QR code for instant roadside checks by authorities.
Instant Policy
No waiting days for paperwork — your digital policy is issued the moment you pay.
File Claims Online
Report incidents, upload photos and track claim status — all from the app.
Partner with us
FavourCoverGH is seeking NIC-licensed insurer partners to underwrite policies distributed through our platform. Reach a growing base of digitally verified drivers across Ghana, with real-time policy data, MoMo settlement, and a fully digital claims pipeline — without building the technology yourself.
Get in touch- NIC-compliant policy issuance and Motor Insurance Database reporting
- Verified Ghana Card and DVLA identity checks on every customer
- Real-time MoMo settlement, no manual reconciliation
- Digital, photo-backed claims from first report to payout